Do you spend time wondering where your money goes?
Do you feel that you don't have enough money?
Sometimes spending can get out of control. Bad habits can creep up without you realizing it. Those little expenses add up and turn into big ones, and
WHAT TO DO IN YOUR 20’S THAT WILL BENEFIT YOU IN YOUR 30’S AND 40’S
1. Build a habit of eating healthy and exercising.
Your body will thank you….
ONTARIO STAYCATION TAX CREDIT
Overview. The temporary Ontario Staycation Tax Credit for 2022 aims to encourage Ontario families to explore the province while helping the tourism and hospitality sectors recover from the financial impacts of COVID-19 covid 19 pandemic. Ontario residents can claim 20% …….
Bottom line is…
For the calendar year 2022…
Keep any receipts for a hotel, campground, etc (up to $1000) and you should get 20% of that back ($200)
- Bonnie
FINISH UP ORGANIZING BY STORING ALL THIS NEWLY ORGANIZED INFORMATION IN A SAFE PLACE
Consider the following:
• Safety deposit box (accessible by a joint owner or executor)
• Filing cabinet
• Home safe
Now make sure to treat yourself to something for a job well done!
NEXT -
GATHER ANY ADDITIONAL INFORMATION AND CONTACT DETAILS.
• Notices of assessment for recent tax years
• Business of documents if you own or co-own a business
• Real estate deeds
GETTING ORGANIZED - GATHERING YOUR INFORMATION
Start with the personal information for your immediate family members.
Also gather any legal documents
• Full legal name and birth date
• Health card number
• Driver’s license and passport number
• Blood type……….
KEEP ORGANIZING NY GATHERING YOUR FINANCIAL DOCUMENTS, BANKING, INVESTMENT AND INSURANCE INFORMATION
• Mortgage(s)
• Line of credit
• Loans
• Credit cards………..
WHY NOT START WITH YOUR IMPORTANT PERSONAL INFORMATION.
it’s a great way to make sure your loved ones know what to do in case of an emergency.
No one likes to think about it, but if something happened to you, would someone else be able to find your important documents? If you’re inquire - or worse - you’ll want a family member or an executor to be able to locate your financial and personal information, such as estate paperwork or health information, quickly and with the least amount of hassle possible.
Being prepared can help avoid potential delays or confusion during stressful times. Having important paperwork in order simplifies things for your loved ones or your executor, can help ensure that nothing gets overlooked.
The best part is that it doesn’t take much work to organize your documents. Simply creating special binders or folders and keeping it in a safe place will do the trick.
You just have to make sure you tell your loved ones or your executor where they can find it.
Stay tuned for more of this series
Wishing you a very Merry Christmas 🎄
Filled with family & fun
- Jodi, Michelle & Bonnie
Not only is our office nearing completion (and we are excited to share that with you soon!) but we are officially now part of the Investment Planning Corporation team.
WHAT DOES THIS MEAN?
We are partnering with a new company to help with our process and business development
Want to find out more check it out here:
Here is a snapshot of Michelle’s Office Reno
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We are very excited about the changes happening for us. We are also nearing the completion of our office renovation. Here’s a peak at Bonnie’s Office…
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We are very excited about the changes happening for us. We are also nearing the completion of our office renovation. The painting has been finished in our offices and we are waiting on our new furniture….
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We have some exciting changes coming to our office that we want to share with you.
The first thing you may notice is that we are changing our email addresses.
As you can see above and right here, are our new contact emails:
Jodi Dark
jodi@financialbydesign.com
Michelle Currie
michelle@financialbydesign.com
Bonnie McPhail
bonnie@financialbydesign.com
PICK A DEBT PAYMENT METHOD
Do some research and find the method that works for you. Here are two types of debt payment methods…..
