Each year, we must complete security safety courses.
When it comes to security, change is constant. The threat landscape continues to evolve, and the tools available to threat actors become more sophisticated.
The Dollar Cost Averaging (DCA) advantage
Financial markets are unpredictable with ups and downs. This can trigger a range of emotions, from joy and excitement when prices are up, to anxiety and panic when values head downward.
There are some investors who get caught up in the fear of missing out. They try and buy when a fund is doing well. And then there’s the nervous investor who, fearing the worst, sells a fund when the price drops…..
ONTARIO STAYCATION TAX CREDIT
Overview. The temporary Ontario Staycation Tax Credit for 2022 aims to encourage Ontario families to explore the province while helping the tourism and hospitality sectors recover from the financial impacts of COVID-19 covid 19 pandemic. Ontario residents can claim 20% …….
Bottom line is…
For the calendar year 2022…
Keep any receipts for a hotel, campground, etc (up to $1000) and you should get 20% of that back ($200)
- Bonnie
FINISH UP ORGANIZING BY STORING ALL THIS NEWLY ORGANIZED INFORMATION IN A SAFE PLACE
Consider the following:
• Safety deposit box (accessible by a joint owner or executor)
• Filing cabinet
• Home safe
Now make sure to treat yourself to something for a job well done!
NEXT -
GATHER ANY ADDITIONAL INFORMATION AND CONTACT DETAILS.
• Notices of assessment for recent tax years
• Business of documents if you own or co-own a business
• Real estate deeds
GETTING ORGANIZED - GATHERING YOUR INFORMATION
Start with the personal information for your immediate family members.
Also gather any legal documents
• Full legal name and birth date
• Health card number
• Driver’s license and passport number
• Blood type……….
KEEP ORGANIZING NY GATHERING YOUR FINANCIAL DOCUMENTS, BANKING, INVESTMENT AND INSURANCE INFORMATION
• Mortgage(s)
• Line of credit
• Loans
• Credit cards………..
WHY NOT START WITH YOUR IMPORTANT PERSONAL INFORMATION.
it’s a great way to make sure your loved ones know what to do in case of an emergency.
No one likes to think about it, but if something happened to you, would someone else be able to find your important documents? If you’re inquire - or worse - you’ll want a family member or an executor to be able to locate your financial and personal information, such as estate paperwork or health information, quickly and with the least amount of hassle possible.
Being prepared can help avoid potential delays or confusion during stressful times. Having important paperwork in order simplifies things for your loved ones or your executor, can help ensure that nothing gets overlooked.
The best part is that it doesn’t take much work to organize your documents. Simply creating special binders or folders and keeping it in a safe place will do the trick.
You just have to make sure you tell your loved ones or your executor where they can find it.
Stay tuned for more of this series
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What Covid has taught us is that anything, literally ANY. THING. can happen