ARE YOU LIVING BEYOND YOUR MEANS? PART 1

Do you spend time wondering where your money goes?
Do you feel that you don't have enough money?

Sometimes spending can get out of control. Bad habits can creep up without you realizing it. Those little expenses add up and turn into big ones, and before you know it, you're living beyond your means. Lifestyle inflation is a habit that we see develop sometimes.

If you're beginning to wonder if you're living beyond your means, we've got some examples to help you figure it out.

• You play the comparison game
• Your rent/mortgage costs are too high
• You drive a car you can't afford
• You could add money monthly to your investments for retirement, but you chose not to
• You don't use a budget, but wonder where your $ goes
• You use credit cards for emergencies and don't
save
• You put fun before important expenses or savings
• You don't prioritize insurance when you can afford it
• You make good money, but spend it all