One of our retired clients approached us earlier this year asking about leaving a legacy.
They were reflecting on their estate plan and how to create a lasting impact ….
Higher inflation is set to push the TFSA dollar limit to $7,000 in 2024, up from $6,500 this year.
That means the total contribution room available in 2024 for someone
Want to know when the best time is to withdrawal your CPP?
People should be very careful about taking CPP early because it can have a huge impact on how much you get.
Did you know, for example, that….
Life Events
Buying/selling a home, having a baby, leaving your job, getting a divorce, family member passing away, retiring, getting married.
These are all important moments to tell your advisor about…..
Forward thinking can help you plan.
Estate planning is essential to ensure your wishes are carried out as intended.
Most of us know you should do it, but it’s a tough reality to face. Estate planning is a process that many people put off, and you’re certainly not alone if you have yet to begin.
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The Dollar Cost Averaging (DCA) advantage
Financial markets are unpredictable with ups and downs. This can trigger a range of emotions, from joy and excitement when prices are up, to anxiety and panic when values head downward.
There are some investors who get caught up in the fear of missing out. They try and buy when a fund is doing well. And then there’s the nervous investor who, fearing the worst, sells a fund when the price drops…..
When do I have a capital gain and what is an ACB?
(This is for Non-Registered Accounts only)
When you sell an investment that has increased in value…..
Pick a debt payment method 💵
Do some research and find the method that works for you.
It’s a significant life change when your roles have reversed and you’re the one helping a parent with daily living. Meanwhile, you also care for your children at home. Welcome to the sandwich generation…..
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Leaving the workforce at the same time – especially when you’re the same age or younger than your partner – could mean leaving a big chunk of money on the table.
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Check out our Summer Hours
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Part 5
Review your credit.
When you’re suddenly single, your credit can be among your most valuable assets, so protect it wisely….
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Part 4
What you’ll have and what you’ll need for insurance can change dramatically when you lose a spouse through death or divorce. It’s important to take a careful look at all the…
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Part 3
In many cases, being suddenly single could mean reduced household income. You may need to adjust your budget accordingly. Start by listing….
Part 2
Divide or roll over retirement assets.
Pension and retirement account assets have their…
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Part 1
Update your financial accounts.
When you lose a spouse, whether through death or divorce…
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